Reconstruction Services

Reconstruction Services

Before and after: fire-damaged kitchen rebuilt by OCC911

Mitigation Is Only the Beginning.

What We Rebuild

Before and after: bathroom rebuilt by OCC911

Our Reconstruction Process

Step 1: Assessment & Scope

We walk the property, review the damage and the mitigation work, and define the full scope of repairs.

Step 2: Detailed Estimate

We prepare a detailed, line-item estimate using Xactimate, the estimating software widely used across the insurance industry, and review it with you and your adjuster.

Step 3: Design & Permits

When plans, engineering, or permits are needed, we prepare the documents and handle the permitting process for you.

Step 4: Material Selections

We help you choose materials and finishes, whether you want to match what you had or make upgrades.

Step 5: Reconstruction

We rebuild the damaged areas, from framing and drywall to cabinets, flooring, and paint, with regular updates along the way.

Step 6: Inspections & Quality Checks

We schedule the required inspections and check every detail of the work before the project is complete.

Step 7: Final Walkthrough

We walk through the finished project with you to make sure everything is complete and you’re ready to move back in.

Before and after: fire-damaged entryway restored by OCC911

Reconstruction After Every Type of Loss

  • Keep one point of contact
  • Avoid delays between mitigation and repairs
  • Carry documentation through the entire claim
  • Keep repairs consistent with your insurance estimate
  • Maintain one schedule
  • Keep one company accountable for the finished work
The OCC911 team
Before and after: damaged wall repaired by OCC911

Reconstruction & Insurance Claims

Why Choose OCC911 for Reconstruction?

Before and after: den restored by OCC911

Frequently Asked Questions

What does reconstruction include?

Reconstruction covers everything needed to return your property to its pre-loss condition once mitigation is complete. That can include framing, drywall, insulation, flooring, cabinets, trim, painting, and finishes, along with any permits and inspections the work requires.

Why use the same company for mitigation and reconstruction?

One company keeps communication, documentation, and scheduling in one place. The team that dried out or cleaned your property already knows what was removed and why, which helps keep repairs accurate and moving.

How long does reconstruction take?

It depends on the size of the loss, the materials needed, permitting, and insurance approval. A small repair may take a few days, while larger losses can take several weeks or months. We’ll give you a timeline once the scope is set and keep you updated along the way.

Do you handle permits?

Yes. As a licensed general contractor, we pull the permits the work requires and schedule the inspections.

Will insurance pay for reconstruction?

If the damage is covered under your policy, reconstruction is usually part of the claim. We prepare detailed estimates, communicate with your adjuster, and document any additional damage found during repairs.

Can you match my existing finishes?

In most cases, yes. We work to match flooring, cabinets, trim, paint, and other finishes so repaired areas blend in with the rest of the property. If an exact match isn’t available, we’ll walk you through the options.

Can I make upgrades during reconstruction?

Yes. Many owners use reconstruction as a chance to upgrade materials or make layout changes. Upgrades beyond what insurance covers are typically paid separately, and we’ll keep those costs clearly separated.

Do you work on commercial and large-loss projects?

Yes. OCC911 handles residential, commercial, and large-loss reconstruction, including multi-family and condominium properties, across Greater Orlando, Tampa Bay, and Greater Jacksonville.

Proudly Serving
Communities Throughout Florida

Orlando, FL

8018 Sunport Drive Suite 211
Orlando, FL 32809

Tampa, FL

9820 Currie Davis Drive
Tampa, FL 33619

Before and after: fire-damaged home interior restored by OCC911
  • Licensed General Contractor
  • Mitigation Through Reconstruction
  • Insurance Claim Assistance
  • One Team From Start to Finish
Contact Us

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